Having a clear and comprehensive understanding of your client’s financial health is crucial to guiding them toward the right mortgage solutions. That’s why we’re introducing a Financial Profile View in Hemlock—giving you greater visibility and control over client financial data, regardless of transaction status or loan product selection.

Why This Matters

Traditionally, financial data—assets, income, credit, debt, and real estate owned (REOs)—has been tied directly to a borrower’s loan application, making it harder to review their full financial picture outside of a transaction. This new Financial Profile View provides:

A Holistic Client Overview – See all key financial details in one place, independent of any specific loan transaction.
Visibility at Any Stage – Whether a client is just starting their homebuying journey or deep in the application process, their financial data is accessible from account creation onward.
Better Client Advising – Use this profile to proactively assess affordability, identify financing options, and guide borrowers before they apply.

What’s Coming Next?

This update is rolling out in two phases:

🔹 Phase 1: Read-Only Financial Profile – Loan officers will gain a dynamic, real-time view of client financial data. Any updates made within the Hemlock platform will be reflected across the borrower’s profile.

🔹 Phase 2: Editable Financial Profile – Future updates will introduce editing functionality, allowing loan officers to adjust key financial details while ensuring compliance with role-based access restrictions.

How This Helps You

🚀 Faster, Smarter Loan Structuring – Evaluate borrower finances before they choose a loan, so you can recommend the right products upfront.
🔍 More Informed Conversations – Give clients clearer insights into their affordability, eligibility, and financial standing.
⚙️ A Future-Ready Platform – This financial view lays the groundwork for document verification, affordability calculators, and expanded eligibility tools.

By giving you deeper insights into client financials, Hemlock is helping loan officers build trust, provide better guidance, and close loans with confidence.

🔑 Start using the Financial Profile View in Hemlock today!

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