The first time you buy a home, you’ll probably run across a fair number of mortgage-industry terms that you haven’t encountered before. If you find yourself stumbling a bit on terms you don’t know or acronyms you don’t understand,…
More than 57 million Americans earned at least some of their income freelancing last year, including 47% of Millennial workers. If you’re one of the millions of workers who won’t be getting a W-2 from a traditional employer next…
Being prepared for emergencies and natural disasters is important for everyone, of course. Fires, floods, and other natural disasters can happen anytime and impact entire communities. As a homeowner, your emergency preparedness to-do list is a bit different than…
The secret to a low-stress moving day? Decluttering your home—and your life!—before you move. Think about it: the less stuff you have to move, the less trouble it’ll be to move it. The good news? You don’t need to…
Homeowners can refinance their mortgages at any time of year, of course. But for a variety of reasons, many homeowners looking for a cash-out refinancing of their existing mortgage do so in the spring. There’s a reason cash-out refinancing…
The refrain has been the same now for several years: In most American towns and cities, there are more would-be homebuyers than there are homes on the market. And the competition for homes feels especially fierce as the millennial…
Before a lender offers you a loan or line of credit, that lender wants to know the answer to one very important question: If I loan money to this person, how likely is it that this person will pay…
For many would-be homeowners, the biggest hurdle on the path to homeownership isn’t the expense of a potential mortgage. It’s the difficulty of saving for a down payment. For the non-savers among us, it can be tempting to assume…
You wouldn’t go to the grocery store without bringing your wallet. And for major purchases like home appliances or furniture, you’d make sure you had enough money (or credit) to cover the cost of that new dishwasher or sofa…
The house-flipping shows on t.v. make it look simple. First, you find a home in need of a little love for a bargain price. Then, you buy it, fix it up, and sell the place quickly for a tidy…