Plenty of individuals depend on tips to support some or all of their earnings. This trend is especially prominent in the service and hospitality sectors, where millions of Americans work and rely on gratuities as a significant part of…
Before a lender offers you a loan or line of credit, that lender wants to know the answer to one very important question: If I loan money to this person, how likely is it that this person will pay…
As a first-time homeowner, you may not know is exactly when in the home buying process you should tackle the mortgage question. Too many homebuyers wait to worry about home financing until they’re knee-deep in negotiations on their dream…
This time next year, you could be standing in the doorway of your very own home. That is, of course, if can you avoid the pitfalls and perils that sometimes befall unwary would-be homeowners on the way to closing….
Maybe you’ve heard horror stories about mortgages gone wrong—particularly when mortgages don’t close quickly. Homebuyers stuck in living-in-a-hotel-limbo because they underestimated the length of time it would take to finalize their mortgage. The seller who backed out of a…
You wouldn’t go to the grocery store without bringing your wallet. And for major purchases like home appliances or furniture, you’d make sure you had enough money (or credit) to cover the cost of that new dishwasher or sofa…
So you’re already a homeowner. But maybe you’ve looked around and noticed that mortgage interest rates seem to be lower than they were when you applied for your original mortgage a few years back. Or perhaps you’ve heard that…
You’ve decided that you’re ready to be a homeowner. Now, you need to convince a lender to give you a mortgage. As you might imagine, lenders aren’t keen to give tens or hundreds of thousands of dollars to just…