How to Buy a House With No Money Down in 2022
Not parting with a chunk of change in the form of a down payment to buy a house — sounds like a dream, right? If you get the chance to put no money down for a home, you might…
Debt-to-Income Ratio: What is it and How is it Used by Lenders?
When you are thinking about buying a house, you’re probably envisioning the memories you’ll make in your new home, the great family dinners and nights hanging out with friends. Your thoughts may not initially stray into terms like “debt-to-income…
What is an Appraisal? Everything You Need to Know
You may find it challenging to add “buying a home” to your to-do list — there’s a lot to think about, from juggling purchase prices to picking the right neighborhood for you. We’ll help you streamline the process. To…
What is a PUD and How is it Unique?
PUD stands for a “planned unit development.” A planned unit development is a detached home within a subdivision. A PUD is a great housing option for the right homeowner — particularly homeowners who prefer to live in suburban or…
How to Calculate Your Debt-to-Income Ratio (DTI)
When you first embarked on the journey of buying a home, you likely turned to online resources for preliminary insights. Perhaps you pondered the information you’d need to share with a lender or mortgage broker as part of the…