What does homeowners insurance cover? It’s a question you want to answer before you’re knee-deep into buying your first home. Understanding the ins and outs of homeowners insurance before you purchase a home can help you find the best…
When you are thinking about buying a house, you’re probably envisioning the memories you’ll make in your new home, the great family dinners and nights hanging out with friends. Your thoughts may not initially stray into terms like “debt-to-income…
What would you do with some extra cash in your pocket? Wipe out your credit card debt once and for all? Update your kitchen? Finally finish your basement? Pay off high-interest student loans or personal loans? Refinancing your mortgage…
When you first embarked on the journey of buying a home, you likely turned to online resources for preliminary insights. Perhaps you pondered the information you’d need to share with a lender or mortgage broker as part of the…
What is a Mortgage Payment? At a basic level, you know the definition of a mortgage payment: the amount of money you pay toward your mortgage each month. But you may be wondering, what exactly is included in a…
How Much House Can I Afford? It’s often easiest to learn how much house you can afford by working backward from your monthly expenses, then determining how much you can afford to pay. In other words, add up your…
This post is by MyBankTracker. MyBankTracker compares banks and financial products to help you find the best financial products for your lifestyle. I’ve been writing about debt for a long time – almost five years, in fact. That, mixed…