In 2019, a plethora of new technologies and platforms will be hitting the real estate world. From co-buying homes to navigating zoning codes to finding your dream home through artificial intelligence, there’s an incredible new technology for practically every…
The weather outside may be frightful. But if you’re ready to buy a home now, there are plenty of excellent reasons to start your home search this winter, and not to delay your home search until the weather warms…
Some people think that Millennials—the generation born roughly from 1981 to 1997—are destined to live at home with their parents forever, or at least, long after graduating from college and securing full-time jobs. As recently as 2015, Millennials were…
Credit cards, student loans, and other debts are a fact of modern life. In fact, the average American carries $90,460 in debt, according to a CNBC study from 2021. And fewer than one in four American adults are completely…
Saving for retirement is important for your future. But for people hoping to buy a home soon, watching the balances on their retirement accounts grow while trying to come up with a down payment can be a little frustrating. Why…
So you are all set to go on your beach vacation. Tickets booked, itinerary planned, and bags (almost) packed. But while you’re gone, making some extra cash to help cover the cost of your trip? Might not be a…
When you apply for a loan or a line of credit, your lender will request access to your credit history and credit score from at least one of the three main credit reporting bureaus—Experian, Equifax, and TransUnion. The credit…
For years, the complicated world of banking, lending, and investing have been a mystery to most people. But the world is changing. As we all know, technology has no qualms about disrupting old systems to make room for new…
We have all been drilled endlessly about the importance of a good credit score. Your credit score can determine everything from the type of car you can buy to which types of homes you will have a loan approved…
Renting isn’t exactly flushing your money down the drain, of course. Paying rent gives you somewhere to live and a place to store all your stuff. And that’s important. But unlike renters, homeowners get the benefit of housing while…
Between student loans, mortgages, and credit card, it’s hard to find people these days that aren’t struggling with debt. Everyone has their own unique story, yet they all seem to have a common thread—it’s difficult to talk about. Debt…
Debt Sucks. Telling your friends taking out a credit card cash advance to pay your rent is not cool. Having to use your Amex card to buy groceries because you had no money is also not a great feeling….
The refrain has been the same now for several years: In most American towns and cities, there are more would-be homebuyers than there are homes on the market. And the competition for homes feels especially fierce as the millennial…
Credit scores are a fact of life for Americans in the 21st-century, but credit scores haven’t always existed. Without credit scores, lenders might still be relying on handshakes and other subjective measures to determine credit-worthiness. Doing so would leave…
So, you’ve found a person with whom you want to spend the rest of your life. When you met, it was like you’d known each other forever. And now, the two of you want to buy a home and…
Building good credit is essential to your financial well-being. If you ever intend to purchase anything for which you’ll need a loan, you’ll need to be able to show lenders that you’re a responsible borrower who can be trusted to…
Maybe your credit history isn’t exactly stellar. Sure, you’d like to be a homeowner one day—maybe even one day soon. But that recent run of bad luck and/or bad decisions showing up on your credit report doesn’t put you…
Your credit score may never be more important than it is when you’re applying for a mortgage. It’s not easy to raise your credit score dramatically in a short period of time. But it is easy to inadvertently lower…
Errors on credit reports are surprisingly common. A few years ago, the Federal Trade Commission completed a decade-long study which found that more than 20% of consumers had at least one error on a credit report significant enough to…
Balancing any household budget can be a juggling act. Adding a mortgage loan on top of everything else can make it seem almost impossible. In fact, Millennials have put off big investments like purchasing a home, often citing the…